Midjourney is a popular AI image generator that allows you to create images based on text descriptions using artificial intelligence. Due to its capabilities and quality of work, it is highly popular among designers, artists, and all individuals involved in visual creativity. In 2023, generative AI tools like Midjourney and ChatGPT became popular, greatly enhancing efficiency.
The Challenge of AI Tool Payments in Russia: Overcoming Payment Restrictions for Russian Users
With the increasing popularity of generative AI tools, many users are interested in subscribing and accessing platform features and resources. However, by 2024, Russian users encountered difficulties when paying subscription fees. The main issue is related to restrictions on the use of Russian bank cards and international sanctions, affecting the operation of many payment systems in the country.
Subscription Payment Issues for AI Tools and SaaS in Russia
In Russia, not only AI tools, but also some other SaaS or software have encountered subscription payment issues. The most famous AI chatbot tools such as ChatGPT, Claude, Gemini; AI image generation tools Midjourney, Adobe Firefly, PromeAI, Ideogram; AI video tools Runway, Pika, Pixverse, Heygen; AI music generators Suno, Udio; search engine Perplexity, etc., cannot be subscribed to and used in Russia. Although there are free quotas available, some tools like ChatGPT also require the use of a VPN.
In this article, we will examine the current status of AI tool payments in Russia and provide several alternative methods to allow Russian users to continue using the platform despite existing limitations.
1. Unlocking a Russian AI tool subscription with a foreign bank card
Purchasing an AI subscription from Russia might be a challenging task, but using a foreign bank card is an effective way to bypass existing restrictions. Here is what you need to know and how to proceed:
1. Obtaining a foreign bank card: Firstly, you will need a card issued by a non-sanctioned country bank. If you have friends or relatives abroad, you can ask them to assist you in obtaining such a card.
2. Online banks: Modern online banks like Revolut or N26 offer international cards that can be used for shopping globally. Such cards can usually be purchased through intermediary agencies at a reasonable price.
3. Payment process:
Register or log in to your account on Midjourney or other websites - don't forget to turn on your VPN!
Go to the "Manage Plans" subscription section and select the desired pricing plan.
Enter your foreign card details when making the payment.
Confirm the payment, and your subscription is paid for!
Using a foreign bank card is one of the most reliable ways to pay for a Russian Midjourney subscription. With this method, you can quickly and easily sign up for a subscription, accessing all platform features without any extra hassle.
Kazakhstan
Many citizens prefer to open foreign bank accounts in Kazakhstan, such as Kaspi, BankCenterCredit, or Jusan. Opening a bank account in Kazakhstan involves visiting a local CSC, applying for a Kazakh tax number (IIN), and then opening a bank account at a branch.
Georgia
Opening bank accounts in Georgia, particularly at Bank of Georgia, involves a more complicated process than in Kazakhstan. KYC procedures are required, and a deposit is needed to obtain a card.
Uzbekistan
In Uzbekistan, opening an account requires obtaining a tax number (TIN) and visiting a bank branch, which takes more time than in Kazakhstan. Card issuance timelines vary by location.
Kyrgyzstan
In Kyrgyzstan, temporary registration is needed to open an account at KICB Bank. Bakai Bank is recommended for account opening without registration, with some specific requirements.
For Citizens with European Residency Permits
European residency permit holders can use Wise or Revolut cards for payments. Wise has strict verification requirements, while Revolut offers low currency exchange fees.
How to transfer money to foreign cards:
Various online methods are available for transferring money to foreign cards through systems like Golden Crown, Contact-sys, or Tinkoff, depending on the destination country.
2. Facilitating Midjourney Subscription Payment for Russian Users with Oplatym.ru
Unfortunately, the method described above may not be suitable for regular users from Russia, as not everyone has relatives abroad and purchasing a card online can be a challenging process. The professional payment service Midjourney can lend you a hand. A good example is oplatym.ru. This online platform offers a wide range of foreign services they help pay for. To pay for Midjourney fees using them, you need to follow a few simple steps:
Register on the AI tool website similar to the first method.
Choose the fee you are interested in and proceed with the payment.
Copy the link of the payment page and send it to the oplatym.ru administrator.
Make the payment using the received details, and your Midjourney subscription is ready to go!
At oplatym.ru, you can pay for services like Midjourney, Spotify, Canva, Zoom, Lensa, Discord, Patreon, GPT-4, and more.
3. Payment through platirublem.ru
Helps you make payments through platirublem.ru. It is simple and secure, but using this method requires you to pay our commission, which is the lowest on the market.
We can make payments within 15 minutes, and we do not need your username and password to log in. Midjourney payments can be made through this link.
Advantages
Takes only 10 minutes of your time to pay for the desired service.
Convenience and ease of use. You can relax and rest while we take care of the payment.
Reliable banks.
They only use trusted banks in Turkey, Thailand, and EU countries. Subscribing to certain services will be cheaper when paying through Turkish and Thai banks.
Platirublem.ru supports payment subscriptions for AI tools: Adobe, Zoom, Notion, Spotify, Figma, Miro, Canva, ChatGPT, Midjourney
If you cannot find the service you are looking for above, you can also contact them via Telegram to get the service.
4. Securely Pay for Subscriptions with Virtual Cards
A simple and convenient way to pay for a subscription is by using a virtual card.
A virtual card is a bank card without a physical carrier. You can legally and without unnecessary complications obtain such an international digital card through special services, such as PYYPL, PST.NET, and others.
Warning: Please note that Pyypl and similar services do not guarantee the security of your funds or personal data. Use them at your own risk!
How to open an account in Pyypl:
Download and install the free Pyypl app.
Create an account using a Russian phone number.
Accept the terms of service and go through the identification process.
Fill out a simple questionnaire, indicating approximate income and type of activity.
For identification, take a photo of the spread of your foreign or internal Russian passport.
Take a selfie in the app.
Confirmation of successful identification will come within 15-20 minutes, after which you can start topping up your account.
Topping up your account and receiving a virtual Mastercard:
Topping up via Qiwi is currently the simplest and most convenient method. The exchange of rubles for dollars happens without a commission at almost the market rate.
You can also follow the steps in this video "Как оплатить Нейросети из России 2024" to complete the operation: